Simplify Your Life.
Auto and home insurance program for Hickory Point Bank and Trust customers offered through Dansig Group.

• No hassle payments
• Convenient, monthly direct withdrawals from your checking account
• Group rate savings
• Family coverage
• Free, no-obligation quotes
• Easy enrollment

Extra Savings With Special Group Rates!
As a Hickory Point Bank and Trust customer, you may be eligible to save 20% or more on auto, home, and other personal insurance policies offered through the SmartPremium program by Dansig Group.  Hickory Point Bank and Trust has negotiated these savings to be passed directly to you and your family with premium payments withdrawn from your checking account each month.

Dansig Group will provide you and your family quality insurance products at special rates.

Receive additional discounts for:  

• Multi-car
• Multi-policy
• New home
• Anti-theft device
• Good student
• Non-smoker

Frequently Asked Questions:

What types of insurance are available through the SmartPremium program?
Auto, homeowners, renters, condominium, boat owners, fire, dwelling, motor home, and umbrella liability coverage are available at special group rates.

Who is eligible to enroll in the program?
Any Hickory Point Bank and Trust customer may enroll and include coverage for their spouse and any unmarried children under age 25 who reside in the household or are attending school.

What are the payment options?
Hickory Point Bank and Trust will withdraw your payments directly from your checking account.  After your first month’s premium payment, direct debits to your checking account will remain level pending any changes in coverage.

Where will my claims be processed?
All claims will be quickly handled by the Dansig Group in Decatur.

Don’t I have to wait until renewal time to switch my insurance over to Dansig?
No, many people think that the only time they can change their insurance policies is at renewal time.  That’s simply not true. You can change companies at any time.  For more details on switching to the Dansig Group, talk to one of our representatives today!

Just pick up the phone and call the Dansig Group at 1-877-326-4640 or 217-233-0082, 8:00 am to 4:30 PM CST, Monday through Friday.  A Dansig Insurance representative will spend about 10 minutes reviewing your coverage needs.  Please have your current policy available when you call.  They’ll provide you with a no obligation quote, the pressure-free way to discover potential savings!