Mortgage Loans

As one of the leading home mortgage lenders in the area, Hickory Point Bank and Trust offers many financing choices to fit your credit needs. You’ll find our loan officers to be friendly and helpful in advising and counseling you to make the process of buying a home as easy as possible. Check out our current mortgage rates and consider Hickory Point Bank and Trust for your next home loan or refinancing needs. Simply click on this link to contact a mortgage lender.

Today's current rates.

Second Mortgage Loan Rates
3 Year	N/A
5 Year	N/A

Mortgage Loan Rates
In House 3 Year Balloon	5.000%	0 Points
In House 5 Year Balloon	5.000%	0 Points
In House 15 Year Balloon	5.125%	0 Points
In House 1/1 Year ARM	N/A	0 Points
In House 3/3 Year ARM	N/A	0 Points
In House 5/5 Year ARM	N/A	0 Points
In House 7/1 Year ARM	N/A	0 Points
Investor Rate 10 Year Fixed	3.875%	0 Points
Investor Rate 15 Year Fixed	4.375%	0 Points
Investor Rate 20 Year Fixed	4.750%	0 Points
Investor Rate 30 Year Fixed	4.875%	0 Points
Investor Rate 40 Year Fixed	5.500%	0 Points
Jumbo Loan 15 Year Fixed	N/A	0 Points
Jumbo Loan 30 Year Fixed	N/A	0 Points

Construction Loan

Our construction loans are designed for both the lot and your new home. See one of our experienced loan officers for more information and assistance with your financing. Simply click on this link to contact a lender

Construction Loans
Construction Loans	5.900%

Contacts

Sherry CoolLoan Officer
225 North Water Street Decatur, IL 62523 217.872.6272 sherry.cool@adm.com
Malissa Munsterman Loan Officer
225 North Water Street Decatur, IL 62523 217.872.3957 malissa.munsterman@adm.com
Misty Lee Loan Officer
225 N. Water Street Decatur, IL 62523 217.872.2822 3131 W. Wabash Springfield, IL 62704 217.872.2822 misty.lee@adm.com
Maurice Bouslog Loan Officer
701 Devonshire Drive Champaign, IL 61820 217.351.7100 maurice.bouslog@adm.com

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