At Hickory Point Bank and Trust we offer a variety of IRA’s with different terms of maturity. For a minimum opening deposit of $500, you can lock in an interest rate for 12 months or longer. We also offer a Money Market IRA, which requires a $100 minimum deposit to open, has no maturity, and earns the same rate as the Ultimate Money Market checking account. Further details furnished on request.

An HSA is a federally approved, tax-exempt savings account designed for the purpose of paying medical expenses for individuals and families with a qualified high deductible health care plan.  Please contact a personal banker for additional information.
 

Hickory Point Bank and Trust reserves the right to change the interest rates on all accounts.