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Loan rates are current as of 07/01/2008 |
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| Mortgage Loan Rates* | ||||
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In House 3 Year Balloon |
5.500% |
0 Points |
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In House 5 Year Balloon |
5.750% |
0 Points |
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In House 1/1 Year ARM |
5.125% |
0 Points |
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In House 3/3 Year ARM |
5.375% |
0 Points |
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In House 5/5 Year ARM |
5.625% |
0 Points |
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|
In House 7/1 Year ARM |
6.000% |
0 Points |
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|
Investor Rate 10 Year Fixed |
6.000% |
0 Points* |
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Investor Rate 15 Year Fixed |
6.000% |
0 Points* |
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|
Investor Rate 20 Year Fixed |
6.375% |
0 Points* |
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Investor Rate 30 Year Fixed |
6.375% |
0 Points* |
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Investor Rate 40 Year Fixed |
7.000% |
0 Points* |
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|
Jumbo Loan 15 Year Fixed |
N/A |
0 Points* |
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Jumbo Loan 30 Year Fixed |
N/A |
0 Points* |
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| Second Mortgage Loan Rates* | ||||
|
3 Year |
7.500% |
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|
5 Year |
8.000% |
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| *Annual
Percentage Rates assume a 20% down payment. For adjustable rate mortgages, rates may increase during the term of the loan. |
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OTHER LOAN RATES |
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| Retail Rates | ||||
|
MasterCard/Visa Credit Line |
18.00% |
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| Home Improvement Loans | ||||
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Unsecured Loans |
10.00% |
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| Construction Loans | ||||
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Construction Loans |
7.00% |
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| Home Equity Loans | ||||
|
Credit Line |
5.00% |
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| Personal Loans | ||||
|
Unsecured Loans Signature Line of Credit |
10.00%
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| Auto Loan Rates (add 1% for recreational & marine units) | ||||
|
36 MO |
48 MO |
60 MO |
72 MO |
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|
New/Used 2007 - 2008 |
5.25% |
5.25% |
5.40% |
6.25% |
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Used 2005 - 2006 |
5.50% |
5.50% |
5.90% |
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Used 2004 |
5.75% |
5.75% |
6.25% |
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Used 2003 |
6.25% |
6.25% |
6.75% |
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|
Used 2002 |
6.75% |
6.75% |
7.25% | |
|
Used 2001/older |
8.50% |
8.50% |
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RATES ARE BASED ON A $70,000 MORTGAGE ACQUIRED AFTER A BUYER PLACES 20% DOWN ON A HOME PURCHASED FOR $87,500. THE APR COULD BE DIFFERENT BASED UPON PREPAID INTEREST, PMI, AND CLOSING COSTS. |
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INVESTOR INTEREST RATES ARE SUBJECT TO CHANGE AND ARE BASED ON SPECIFIC TERMS. |
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| *Take .125% off our direct auto rates and select in-house balloon mortgage rates with direct debit from a Hickory Point Bank checking account. | ||||
