Certificates of Deposit
Certificate of Deposit
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$1,000 minimum opening deposit and balance requirement
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Terms from 31 days to 60 months
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Competitive interest rates
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FDIC insured
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Penalty may be imposed for early withdrawal
Self-Rising Certificate of Deposit
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$10,000 minimum opening deposit and balance requirement
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Terms from 31 days to 60 months
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Competitive interest rates
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With the self-rising feature, you may raise your rate one time during the initial term of your certificate of deposit. This rate will be in effect during the remainder of the term.
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FDIC Insured
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Penalty may be imposed for early withdrawal
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Certificate of Deposit
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| Minimum Opening Deposit | Term | Interest Rate | APY |
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| | | |
| $1,000.00 | 31 Days | .60% | .60% |
| 91 Days | .75% | .75% |
| 182 Days | .90% | .90% |
| 1 Year | 1.20% | 1.20% |
| 18 Months | 1.40% | 1.40% |
| 2 Years | 1.65% | 1.65% |
| 3 Years | 2.00% | 2.00% |
| 4 Years | 2.15% | 2.15% |
| 5 Years | 2.30% | 2.30% |
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Consult a personal banker for more information.
Hickory Point Bank and Trust reserves the right to change the interest rates on all accounts.