How Can Our Trust Department Help You?

Hickory Point Bank and Trust has a number of trust services available for you to choose from.

Trusts are established to serve as a family or financial planning tool, to provide for retirement, or to obtain favorable tax treatment.

Choosing a financial institution to provide professional asset management is a huge undertaking.  You need a trust department to give you sound advice and management, and take care of administrative details for you.  In other words, you want a trust department you can trust.

Hickory Point Bank and Trust has that trust department.  We have a staff of experienced professionals --- who know the meaning of excellent customer service --- and are here to serve you.

Asset Management

• Investment Management Account 

Let us become your investment advisor by drawing upon our sources of research and analysis to manage your money productively.

• Estate Settlement

Our Trust Department provides specialized skills in all phases of estate management.  As your executor, we’ll be on hand when needed, offering our experience and expertise.

• Charitable Trusts

Charitable trusts have long been an important part of estate planning.  The key to using today’s charitable trusts successfully is to design an approach tailored to your own particular set of charitable intentions and family financial planning objectives.

Financial Planning

• Financial planning

The Trust Department representative will also work closely with your attorney and other advisors to help you and your family derive all possible benefit from your financial resources.

• Retirement Plans

Whether you are starting a retirement plan from scratch or wish to update and strengthen an existing plan, we invite you to discuss your plan with us.

Personal Trust Services

• Living Trust

We act as your trustee, and can take on the responsibility for keeping your financial affairs in order in the event of your incapacity.  Revocable living trusts preserve family privacy because, unlike a will, they don’t normally go on public record at the time of the person’s death.

• Custody Account

We protect securities from hazards, collect mature or called bonds, sell or exercise stock rights on your behalf, and take care of all routine investment chores.  We also collect and remit monthly or quarterly income and provide a complete statement of all transactions.

• Standby Trust

We will stand ready to manage your money when you need it, meanwhile you retain complete control of your financial affairs.

• Trust in Your Will

Trusts are appropriate whenever you want to leave someone the benefits of property without the burdens of its management.  Because our trust officers keep in close continuing contact with the families we serve, you know that these discretionary powers will be exercised with understanding.

For a confidential, no-obligation consultation at your home or in our office to review how our services can meet your needs, please call our trust department.  

(217) 875-3131