Investment Management Account (Discretionary)
Drawing upon our sources of research and analysis we manage your financial assets proactively given a predefined set of parameters including income needs, desires for growth and tolerance for risk.
Investment Advisory Account (Non-discretionary)
As in the above account type, we will draw upon our sources of research and analysis, but will give you investment advice only to be acted upon with your approval.
Custody Services
We protect securities from hazards, collect matured or called bonds, sell or exercise stock rights, collect dividends and interest payments and sweep those proceeds into a money market fund and take care of all routine investment chores. We buy and sell securities at your direction. We also collect and remit monthly or quarterly income and provide a complete statement of all transactions and holdings.
Rollover IRAs
We will manage the assets that may be rolled into an IRA from a qualified retirement plan such as a 401(k) plan from a previous employer.
Services offered by Hickory Point Bank & Trust, fsb’s Trust Department are not FDIC-insured, are not deposits or other obligations of Hickory Point Bank & Trust and have no bank guarantee, and are subject to investment risk including possible loss of principal value.
