|The foundation of a full-service banking relationship is the commercial checking account. That’s why Hickory Point Bank offers exceptional products, service, convenience, and pricing. These accounts, together with ancillary cash management services, provide efficient funds disbursement and collection services for your business. Products and services include:
- Commercial Checking: For higher volume accounts (more than 150 monthly transactions), we offer Commercial Checking. With this account, you receive an earnings credit applied to your collected balances maintained on deposit with us. This credit may help offset any charges that are assessed to your account. Typically, customers establish a “target balance”, or that balance necessary to offset service charges. Additional balances are often swept to overnight investments or may be used to reduce short-term debt.
- Basic Business Checking: For lower volume accounts (less than 150 monthly transactions), we offer Basic Business Checking. A low flat fee covers most banking services, allowing predictability and consistency. The monthly fee is waived when a low minimum balance and monthly transaction activity is maintained.
- Business Interest Checking: For sole proprietors and qualified not-for profit corporations, we offer Business Interest Checking. A low flat fee covers most banking services. In addition the bank rewards you with interest on your collected funds.
225 North Water
Decatur, IL 62523
Email Christina Baker