HPB > Loans > Loan Rates

Deposit Rates

Loan Rates


Rates are subject to change at any time.  All rates are expressed as Annual Percentage Rates (APR). 

Today's current rates.
Mortgage Loan Rates
10 Year Fixed3.000%0 Points
15 Year Fixed3.250%0 Points
20 Year Fixed3.750%0 Points
30 Year Fixed3.875%0 Points
40 Year Fixed4.500%0 Points
Home Improvement Loans
Unsecured Loans 10.000%(Max. Term 36 months)
Construction Loans
Construction Loans5.900% 
Home Equity Loans
Credit Line4.000% 
Personal Loans
Unsecured Loans10.000%(Max. Term - 36 months)
Signature Line of Credit10.000% 
Auto Loan Rates
New/Used 2011 - 20123.250%36 MO
New/Used 2011 - 20123.250%48 MO
New/Used 2011 - 20123.400%60 MO
New/Used 2011 - 20124.250%72 MO
Used 2009 - 20103.500%36 MO
Used 2009 - 20103.500%48 MO
Used 2009 - 20103.900%60 MO
Used 2009 - 20104.500%72 MO
Used 2007 - 20083.900%36 MO
Used 2007 - 20083.900%48 MO
Used 2007 - 20084.400%60 MO
Used 20064.400%36 MO
Used 20064.400%48 MO
Used 20065.000%60 MO
Used 20055.900%36 MO
Used 20054.900%48 MO
Used 20055.000%60 MO
Used 2004 / older6.400%36 MO
Used 2004 / older7.000%48 MO

Contact a Mortgage Lender

Contact a Consumer Lender
© Copyright 2010 Hickory Point Bank & Trust, fsb Privacy Statement   Disclaimer   Safety & Security Equal Housing Lender   Member FDIC