HPB > Loans > Loan Rates

Loan Rates


Rates are subject to change at any time.  All rates are expressed as Annual Percentage Rates (APR). 

Today's current rates.
Mortgage Loan Rates
In House 3 Year Balloon5.000%0 Points
In House 5 Year Balloon5.000%0 Points
In House 15 Year Balloon5.125%0 Points
In House 1/1 Year ARMN/A0 Points
In House 3/3 Year ARMN/A0 Points
In House 5/5 Year ARMN/A0 Points
In House 7/1 Year ARMN/A0 Points
Investor Rate 10 Year Fixed3.875%0 Points
Investor Rate 15 Year Fixed4.375%0 Points
Investor Rate 20 Year Fixed4.750%0 Points
Investor Rate 30 Year Fixed4.875%0 Points
Investor Rate 40 Year Fixed5.500%0 Points
Jumbo Loan 15 Year FixedN/A0 Points
Jumbo Loan 30 Year FixedN/A0 Points
Second Mortgage Loan Rates
3 YearN/A 
5 Year N/A 
Retail Rates
Visa18.000% 
Home Improvement Loans
Unsecured Loans 10.000%(Max. Term 36 months)
Construction Loans
Construction Loans5.900% 
Home Equity Loans
Credit Line4.000% 
Personal Loans
Unsecured Loans10.000%(Max. Term - 36 months)
Signature Line of Credit10.000% 
Auto Loan Rates
New/Used 2009 - 20105.000%36 MO
New/Used 2009 - 20105.000%48 MO
New/Used 2009 - 20105.150%60 MO
New/Used 2009 - 20106.000%72 MO
Used 2007 - 20085.250%36 MO
Used 2007 - 20085.250%48 MO
Used 2007 - 20085.650%60 MO
Used 20065.500%36 MO
Used 20065.500%48 MO
Used 20066.000%60 MO
Used 20056.000%36 MO
Used 20056.000%48 MO
Used 20056.500%60 MO
Used 20046.500%36 MO
Used 20046.500%48 MO
Used 20046.750%60 MO
Used 2003 / older7.900%36 MO
Used 2003 / older7.900%48 MO
© Copyright 2010 Hickory Point Bank & Trust, fsb Privacy Statement   Disclaimer   Safety & Security Equal Housing Lender   Member FDIC