Loan Origination Company Identifier: 433956
Whether you are purchasing a vehicle, working on home improvements, debt consolidation or even a dream vacation, whatever the reason…we have a loan to fit your need. Our loan officers will make the process easy for you and provide prompt, professional service. |
Today’s Current Rates
| Auto Loan Rates |
| New/Used 2012 - 2013 |
3.250% |
36 Month |
| New/Used 2012 - 2013 |
3.250% |
48 Month |
| New/Used 2012 - 2013 |
3.400% |
60 Month |
| New/Used 2012 - 2013 |
4.250% |
72 Month |
| Used 2010 - 2011 |
3.500% |
36 Month |
| Used 2010 - 2011 |
3.500% |
48 Month |
| Used 2010 - 2011 |
3.900% |
60 Month |
| Used 2010 - 2011 |
4.500% |
72 Month |
| Used 2008 - 2009 |
3.900% |
36 Month |
| Used 2008 - 2009 |
3.900% |
48 Month |
| Used 2008 - 2009 |
4.400% |
60 Month |
| Used 2007 |
4.400% |
36 Month |
| Used 2007 |
4.400% |
48 Month |
| Used 2007 |
4.900% |
60 Month |
| Used 2006 |
4.900% |
36 Month |
| Used 2006 |
4.900% |
48 Month |
| Used 2006 |
5.000% |
60 Month |
| Used 2005 / older |
7.000% |
36 Month |
| Used 2005 / older |
7.000% |
48 Month |
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Home Equity Lines of Credit and
Home Equity Loans
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| A home equity loan or line of credit is a great way to pay for the big-ticket items, such as college tuition, a new roof, a special gift, or that dream vacation. Equity is the difference between the value of your home and what you still owe – it’s the portion of your home you actually own. Hickory Point Bank & Trust will loan you the money based on your equity and secured by your home mortgage. See our current rates and apply for a home equity loan today. |
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Ready Reserve Protection
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Hickory Point Bank & Trust’s Ready Reserve makes it easy for you to borrow – as easy as writing a personal check – and you don’t need to fill out an application each time you need a loan. Ready Reserve is offered to all pre-approved checking accounts. Depending on the amount owed at statement time, a payment will automatically be made to the outstanding balance. In addition, a payment may be made at any time. Protect yourself against overdrafts. Stop in any one of our seven branches and fill out an application, or just simply fill out the online application, print it, and either fax it to us at 217-872-6250 or mail it to the address below: |
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| Ready Reserve Disclosure / Application |
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Hickory Point Bank & Trust
Loan Department
PO Box 2548
Decatur, IL 62525-2548 |
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