Hickory Point Bank
HPB > Personal Banking > IRAs

IRAs

 IRA Money Market

  • $100 minimum opening deposit and balance requirement
  • No maturity date
  • Earn a competitive, variable rate of interest
  • Interest compounds monthly
  • Make additional contributions at any time and in any amount
  • Direct deposits accepted
  • A $25 fee will be charged for any withdrawal not redeposited into another Hickory Point Bank IRA Account
  • Online Banking
  • FDIC insurance coverage up to the maximum amount permitted by law
  IRA Certificate of Deposit

  • $500 minimum opening deposit and balance requirement
  • Terms from 12 months to 60 months
  • Earn a competitive rate of interest
  • Interest compounds quarterly
  • Penalty may be imposed for early withdrawal
  • Online Banking
  • FDIC insurance coverage up to the maximum amount permitted by law
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Today’s Current Rates

Money Market IRA
Minimum Opening Deposit
$100.00		 Interest Rate
.10%		 APY
.10%
IRA Certificate of Deposit
Minimum Opening Deposit
$500.00		 Term
1 Year
18 Months
2 Years
3 Years
5 Years		 Interest Rate
.25%
.35%
.40%
.65%
1.20%		  APY
.25%
.35%
.40%
.65%
1.21%

 

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