Personal Banking Checking 
HPB > Personal Banking > Checking

Checking Accounts

   
Classic
Checking

(Details )
 
Classic Plus
Checking

(Details)
 
Ambassador Club
Checking
(Details)
 
Student
Checking
(Details)
 
This is a classic or "back to the basics" checking account

This interest bearing checking account provides a competitive interest rate

Available to customers age 50
or better

The perfect account for full-time students
Minimum Opening Deposit
$100
$500
$250
$1
Interest
NA
Compounds Monthly
(Interest Rates)
Compounds Monthly
(Interest Rates)

NA
(Interest is paid monthly at the statement cycle on the daily ledger balance as follows)
Monthly Service Fee
Minimum Balance | Charge
$500 and over - $0.00
$400 to $499 - $3.00
$300 to $399 - $4.00
$200 to $299 - $5.00
Less than $200 - $6.00

No Service charge with
monthly direct deposit

$7.00 monthly service fee is waived with minimum balance of $500
$7.00 monthly service fee is waived with a monthly direct deposit or a minimum balance of $250
No service charge for full time students
Statements
Monthly
Monthly
Monthly
Monthly
Withdrawals
Unlimited
Unlimited
Unlimited
Unlimited
Info Now
Yes
Yes
Yes
Yes
Free Online Banking
& BillPay
Yes
Yes
Yes
Yes
Debit Card
Yes
Yes
Yes
Yes
FDIC Insured
FDIC insurance coverage up to the maximum amount permitted by law.
FDIC insurance coverage up to the maximum amount permitted by law.
FDIC insurance coverage up to the maximum amount permitted by law.
FDIC insurance coverage up to the maximum amount permitted by law.
Extra Features          

200 Personalized Specialty Gray
checks per Year
   

Checking Account Details

  • Classic Checking
  • Classic Plus Checking
  • Ambassador Club Checking
  • Student Checking

Classic Checking

This is a classic or "back to the basics" checking account
  • $100 minimum opening deposit
  • Monthly service charge is waived with a monthly direct deposit or a monthly service fee will be assessed according to the tier below:

    Minimum Balance | Charge
    $500 and over - $0.00
    $400 to $499 - $3.00
    $300 to $399 - $4.00
    $200 to $299 - $5.00
    Less than $200 - $6.00

  • Unlimited check writing
  • Monthly Statements
  • Info Now
  • Free Online Banking & BillPay
  • Free Debit Card
  • FDIC insurance coverage up to the maximum amount permitted by law

Classic Plus Checking

This interest bearing checking account provides a competitive interest rate
  • $500 minimum opening deposit
  • Interest is paid monthly at the statement cycle on the daily ledger balance as follows:

    Daily Ledger Balance| Rate
    $0 to $499.99|Current rate
    $500 - $999.99|Current rate +1/4%
    $1,000 and up|Current rate +1/2%
    (Interest Rates)

  • $7.00 monthly service fee is waived with a minimum balance of $500
  • Monthly Statements
  • Unlimited check writing
  • Info Now
  • Free Online Banking & BillPay
  • Free Debit Card
  • FDIC insurance coverage up to the maximum amount permitted by law
Ambassador Club 50
Available to customers age 50 or better
  • $250 minimum opening deposit
  • Interest is paid monthly at the statement cycle on the daily ledger balance as follows:

    Daily Ledger Balance| Rate
    $0 to $499.99|Current rate
    $500 - $999.99|Current rate +1/4%
    $1,000 and up|Current rate +1/2%
    (Interest Rates)

  • $7.00 monthly service fee is waived with a monthly direct deposit or a minimum balance of $250
  • Interest compounds monthly
  • Monthly Statements
  • Unlimited check writing
  • Info Now
  • Free Online Banking & BillPay
  • Free Debit Card
  • Programs and Events
  • Free and discounted services
  • 200 free personalized specialty gray checks per year
  • FDIC insurance coverage up to the maximum amount permitted by law
Ambassador Club 50

Student Checking

The perfect account for full-time students
  • $1 minimum opening deposit
  • No monthly service fee while a full time student
  • Unlimited check writing
  • Free Debit Card
  • Info Now
  • Monthly Statements
  • Free Online Banking & BillPay
  • FDIC insurance coverage up to the maximum amount permitted by law




Today's current rates.
Classic Plus Checking
 Interest RateAPY
$0 - $4,999.99.05%.05%
$5,000.00 - $14,999.99.10%.10%
$15,000.00 and up.25%.25%
Ambassador Club
Minimum Opening Deposit Interest RateAPY
$250.00Daily Balances of:
$0 - $4,999.99.05%.05%
$5,000.00 - $14,999.99.10%.10%
$15,000.00 and up.25%.25%
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