Below are a variety of savings accounts available.  Many can be opened from the comfort of your home via online account opening.  If you are an existing client at the Bank and wish to open an additional account, please do so via Online Banking.  If you do not already have an account with the bank, use the links below to get started today.  If you’re with another institution, switch your Accounts to Hickory Point Bank anytime from anywhere. It’s quick and easy with our Switch Kit. If you would like more information or wish to open  an account in person, just stop by one of our convenient locations.

Consumer Savings

• Start your nest egg with this simple account
• Save while still maintaining access to your funds
• $200 minimum balance to avoid $5 service fee
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Open Consumer Savings Account

Structured Savings

• A structured savings plan to help you meet your goal
• Earns a competitive fixed interest rate
• Minimum term available is one year
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Minor Savings

• Designed just for youngsters under 18 years old
• $25 opening deposit, with no monthly service fees
• Requires joint ownership with parent or guardian
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Certificates of Deposit

• A risk-free investment, with higher than average returns
• A variety of terms available to meet your savings goals
• Only $1,000 minimum deposit to open
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Premium Money Market

• Combines high yields with liquidity, with easy access to funds
• Competitive interest rates
• Access funds, while earning competitive interest rates
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Open Premium Money Market Account

Ultimate Money Market

• Combines high yields with liquidity, with easy access to funds
• Competitive interest rates
• Access funds, while earning competitive interest rates
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Open Ultimate Money Market Account

Health Savings Account

• Tax-free savings to pay for qualified medical expenses
• Contributions can be made by an individual or employer
• Unused funds are carried over, no “use it or lose it” policy
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Individual Retirement Accounts (IRA)

• Start saving towards your retirement today
• Earn a competitive variable interest rate
• Both Money Market and Certificate of Deposit IRAs available
Learn More