Consumer Savings

Open a Consumer Savings Account

Saving does not have to be complicated. With this simple account, you can save while still maintaining access to your funds. After all, it is your money. And you can rest assured that Hickory Point Bank will keep it safe as it grows. Start your nest egg today!


  • Earn competitive interest
  • Interest compounds quarterly
  • Free online banking
  • Free mobile banking
  • Free Paperless Statements
  • $200 minimum opening deposit
  • Minimum balance requirement of $200 to avoid a $5 monthly service fee
  • Pre-authorized withdrawals are limited to six per month
    $2 is assessed for each withdrawal over three in one month

Check out our current rates.