Minor Savings

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Give your kids a financial head start with this account, designed just for youngsters under 18 years old. They will earn a competitive interest rate while learning the important value of saving, and you will have peace of mind, knowing they are building solid savings habits to last a lifetime.


  • Joint ownership with a minor and parent/guardian
    • Not looking for joint ownership? Call us and ask us about our Illinois Uniform Transfers to Minors Act (ILUTMA) savings. This account does not allow access to the minor.
  • Earn competitive interest
  • Interest compounds quarterly
  • No monthly service fees. 
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • $25 minimum opening deposit
  • Unlimited cash withdrawals
  • Pre-authorized withdrawals are limited to six per month

Check out our current rates.