Mortgage Refinance

It could be a great time for you to refinance your home. At Hickory Point Bank, we make refinancing simple with our expert staff to help guide you through the process.  Refinancing can free up cash by lowering your mortgage payment and help you pay your home off quicker. The following loan scenarios layout what your payment could be at a base interest rate. Contact one of our mortgage lenders below to learn more about today’s great rates and to get started with your refinancing application. Or, visit our digital mortgage application to complete your refinancing application today.

  • For a $250,000 15 year fixed loan at a 2.250% Interest Rate / 2.296% APR, the monthly payment schedule would be 180 payments of $1,637.71. The disclosed payment does not include amounts for real estate taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Rates are subject to change without notice.
  • For a $250,000 30 year fixed loan at a 2.750% Interest Rate / 2.775% APR, the monthly payment schedule would be 360 payments of $1,020.60. The disclosed payment does not include amounts for real estate taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Rates are subject to change without notice.
  • View our calculators to estimate rates in other loan scenarios.

Refinancing rates valid as of January 11th, 2021 at 10:00 am Central Standard Time and assume borrower has excellent credit (740 or higher). Rates are subject to adjust based on borrowers financial history and credit score.  

Contact A Hickory Point Bank Mortgage Professional Today For Guidance Or Questions:



Mitch Wilson
Loan Officer, Champaign, IL
Loan Originator Identifier: 1718980
Contact Mitch  | 217-872-7562
Judy Lourash
Loan Officer, Decatur, IL
Loan Originator Identifier: 1155716
Contact Judy  | 217.872.6352
Ella Brahler
Loan Officer, Springfield, IL
Loan Originator Identifier: 1689495
Contact Ella  | 217-547-7002

Loan Origination Company Identifier #433956.