Individual Retirement Account

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Individual Retirement Account

Your hard-earned money deserves a smart and rewarding investment strategy, and at Hickory Point Bank (HPB), we have the ideal solution for securing your financial future – Individual Retirement Accounts (IRAs). Our IRAs are designed to empower you on your journey towards a comfortable retirement, offering competitive rates across a variety of terms.Choosing an IRA from HPB means making a commitment to your financial well-being. We understand that planning for retirement requires careful consideration, and our experienced staff is here to guide you every step of the way. Whether you’re just starting to build your retirement nest egg or looking to transfer an existing IRA from another institution, we have the expertise to assist you.

With HPB, your IRA is not just a financial tool; it’s a personalized pathway to a secure and fulfilling retirement. We believe in aligning our offerings with your unique financial goals, ensuring that your hard work translates into a future of financial stability. Invest wisely, plan strategically, and let HPB be your trusted partner in securing the retirement you deserve. Explore the possibilities with our diverse IRA options, and let’s work together to make your retirement dreams a reality.

IRA Money Market

You work hard for your money. Invest it wisely with an IRA from HPB. Our IRAs allow you to save towards retirement, rewarding your efforts with competitive rates. Whether you’re looking to start or to transfer an IRA from another institution, our experienced staff can help.

Highlights

  • FDIC insurance coverage up to the maximum amount permitted by law
  • A $25 fee will be assessed for any premature withdrawal not redeposited into another Hickory Point Bank IRA account
  • Free online banking
  • Direct deposits accepted
  • Make additional contributions at any time and in any amount
  • Interest compounds monthly
  • Earn a competitive, variable rate of interest
  • No maturity date
  • $100 minimum opening deposit and balance requirement
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IRA Certificate of Deposit

You work hard for your money. Invest it wisely with an IRA from HPB. Our IRAs allow you to save towards retirement, rewarding your efforts with competitive rates on a variety of terms. Whether you’re looking to start or to transfer an IRA from another institution, our experienced staff can help.

Benefits

  • $500 minimum opening deposit and balance requirement
  • Terms from 12 months to 60 months
  • Earn a competitive interest rate
  • Interest compounds quarterly
  • Penalty may be imposed for early withdrawal
  • FDIC insurance coverage up to the maximum amount permitted by law
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