Loan Process at a Glance

When you haven’t gone through it before, the loan process can start to feel overwhelming at points. Be sure to ask questions–even now. There’s an orderly nature to things and your loan officer knows how to help you every step of the way.

1

Meet with your Hickory Point Bank Loan officer for pre-qualification.

2

You provide all required documentation.

3

We Provide loan disclosures.

4

Hickory Point Bank orders a home appraisal.

5

We submit documents to underwriting.

6

Underwriter reviews the loan and issues final credit decision.

7

You set up hazard insurance.

8

Documents are sent to the title company for signing.

9

You sign documents at title company and pay remaining costs, if applicable.

HOME AT LAST.

Loan is recorded and keys are exchanged.

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