Treasury Management

Hickory Point Bank provides a wide range of products and services designed to help you do more business banking in less time. Our products allow you to take control and gain access to your accounts anywhere, anytime. Along with our genuine commitment to understand your business and help you achieve your financial goals, our staff will help you save time and money.

Request information today to learn more about how we can bring ideas, solutions and insight to you.

  • Champaign 217.351.7100
  • Decatur 217.875.3131
  • Peoria 309.681.9168
  • Springfield 217.547.3600


Commercial Online Banking

  • 24/7 access to your business accounts online
  • Check balances, pay bills, confirm deposits, and more
  • Access your business accounts instantly and securely


ACH Origination

  • Secure and fast network used to connect banks to each other
  • Facilitates processing of direct deposits, transfers, and more
  • Simplifies making payments and accelerates cash flow


Business Credit Cards

  • Low to no annual fees, with benefits available for each card
  • Easily manage cash flow and track business spending
  • Conveniently make purchases almost anytime, anywhere


Merchant Accounts

  • Maximize profits by giving your customers more ways to pay
  • Adds convenience and efficiency by eliminating check writing
  • Secure, reliable technology that allows you to increase sales


Lock Box Processing

  • Save a step and have customers send their payments to us
  • Convert accounts receivable to cash more quickly
  • Maximizes availability of funds, and reduces clerical time


Positive Pay & ACH Positive Pay

  • Assists you in deciding whether a check should be accepted
  • Convenient, automated service that protects your assets
  • Reduces the chance of check fraud and costs due to losses


Sweep Accounts

  • Put idle funds to work by investing your excess balances
  • Funds are automatically swept into an interest-bearing account
  • Easy, secure way to enhance returns on excess balances


Corporate Capture

  • Make deposits electronically, 24/7, from your home or office
  • Saves you time — eliminates extra trips to the bank
  • Secure, state-of-the art technology that’s easy to use



Re$ubmitIt Check Collection

  • Reduces the burden of collections and increases recovery rate
  • Recovers 100% face value of checks collected electronically
  • Fast, easy-to-use service that reduces manual processing