Checking Accounts

Banking done right.

Request Additional Info

Below are a variety of checking accounts available.  Many can be opened from the comfort of your home via online account opening.  If you are an existing client at the Bank and wish to open an additional account, please do so via Online Banking.  If you do not already have an account with the bank, use the links below to get started today.  If you’re with another institution, switch your Accounts to Hickory Point Bank anytime from anywhere. It’s quick and easy with our Switch Kit. If you would like more information or wish to open  an account in person, just stop by one of our convenient locations.

What Account is Right for You?

Classic Checking

This account features everything you want from a checking account: a low opening deposit, unlimited checking, and access to our timesaving eBanking services. With its simple yet convenient features, this Classic will never go out of style!

Low monthly service charge:

    • $500 and over….. none
    • $400 to $499……$3.00
    • $300 to $399……$4.00
    • $200 to $299……$5.00
    • Less than $200…$6.00

Check out our current rates.

Highlights

  • Unlimited check writing and withdrawals
  • Online banking and bill pay
  • Mobile banking
  • Paperless Statements
  • Zelle
  • Debit card
  • $100 minimum opening deposit
Open A Classic Checking Account

Classic Checking Direct Deposit

This account features everything you want from a checking account: a low opening deposit, unlimited checking, and access to our timesaving eBanking services. Plus, the low monthly fees can be waived just by receiving a direct deposit. With its simple yet convenient features, this Classic will never go out of style! Check out our current rates.

  • Low monthly service charge
    • $500 and over….. none
    • $400 to $499……$3.00
    • $300 to $399……$4.00
    • $200 to $299……$5.00
    • Less than $200…$6.00

 

Highlights

  • Unlimited check writing and withdrawals
  • Online banking and bill pay
  • Mobile banking
  • Paperless Statements
  • Zelle
  • Debit card
  • $100 minimum opening deposit
Open A Classic Checking DD Account

Classic Plus Checking

This account requires a higher opening deposit, but pays a competitive interest rate and has no monthly service fee as long as you maintain your balance over $500. It also comes with our free eBanking services, so you can make the most out of your checking account.

Highlights

  • Interest bearing checking account
  • Unlimited check writing and withdrawals
  • Online banking
  • Mobile banking
  • Paperless Statements
  • Zelle
  • $7.00/month service charge if the balance falls below $500
  • $500 minimum opening deposit
  • Debit card
Open A Classic Plus Checking Account

Student Checking Account

  • Unlimited check writing and withdrawals
  • Online banking – no fees
  • Mobile banking – no fees
  • Zelle
  • $100 minimum opening deposit
  • Paperless Statements
  • 1st Access Debit Card: A debit card with parental controls; $0 Monthly Service Fee; Requires student checking account jointly owned by parent/guardian and child*
Open A Student Checking Account

Ambassador Club Checking

Designed for our customers 50 and better, Ambassador Club provides the same tiered interest rates and convenient services of Classic Plus, with many additional benefits and services. Because if we get better with age, the same should be true of our checking accounts! Check out our current rates.

Highlights

  • Interest bearing checking account
  • Unlimited check writing and withdrawals
  • Online banking
  • Mobile banking
  • Paperless Statements
  • Zelle
  • Debit card
  • Half-off on cashier’s checks and money orders
  • $7.00/month service charge only on balances below $250
  • $250 minimum opening deposit
Open a Ambassador Club Checking Account

Ambassador Club Checking Direct Deposit

Designed for our customers 50 and better, Ambassador Club provides the same tiered interest rates and convenient services of Classic Plus, with many additional benefits and services. Because if we get better with age, the same should be true of our checking accounts!

Check out our current rates.

Highlights

  • Interest bearing checking account
  • Unlimited check writing and withdrawals
  • Online banking
  • Mobile banking
  • Paperless Statements
  • Zelle
  • Debit card
  • Half-off on cashier’s checks and money orders
  • $250 minimum opening deposit
  • $7.00/month service charge only on balances below $250 (Service Fee is waived if the client is enrolled in direct deposit).
Open An Ambassador Club DD Account

*Accounts subject to approval