Mobile Deposit

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Bank outside the lines with Hickory Point Bank Mobile Deposit. Snap, send – the end. To get started, you’ll need to make sure you have the HPB Mobile App Downloaded.


Mobile Deposit Highlights

  • Interactive Video PlayerConveniently deposit checks to your account anywhere, anytime from your mobile device. 
  • Snap a picture of the check, send – the end.
  • Safe and secure, with multiple layers of security to protect your information.
  • Available 24 hours a day, 7 days a week.

 

Mobile Deposit FAQs

Mobile Deposit is a simple way to deposit a check into your Hickory Point Bank account by using your mobile device.

All Online Banking users with Mobile Banking can use Mobile Deposit, subject to approval. It is available to users with a camera-enabled iPhone, iPad or Android device.

The check image does not remain on the mobile device and transmitted data is encrypted.

Call 217-872-7591 or 1-866-242-6262 or contact us for assistance during normal business hours

  • Endorse the back of the check with your signature and by writing “For Mobile Deposit at Hickory Point Bank Only”.
    • Please note: the check here section (if present on the back of your check) is not acceptable. The above verbiage is still required. 
  • Sign the check on the back within the signature area.
  • Enter the check amount as it is written on the check
  • Flatten the check and unfold any folded corners prior to taking the picture
  • Use a dark, solid background in a well-lit area to take the picture
  • Take a picture of the entire check
  • The digits on the bottom of the check must be visible in the image
  • The image must not be blurry
  • Follow the app directions and capture the front and back of the check

Mobile Deposit is a feature of our Mobile Banking app. That application can be found in the App Store or Google Play  by searching “Hickory Point Bank”. It can also be downloaded using the links below:

The HPB Mobile App can be downloaded here:

  • The HPB Mobile Banking app can be downloaded from Google Play and the App Store. It allows you to access your finances and account information.
 

Mobile Deposit is available to users with a camera-enabled iPhone, iPad or Android device.

Yes, you need to enroll in Online Banking and Mobile Banking, if you aren’t already, to use Mobile Deposit.

There are no fees for using the mobile deposit feature.

Yes, sign the back of the check and write “For Mobile Deposit at Hickory Point Bank Only” under your signature.

Funds will be available the next business day, unless a hold is applied.

Yes, all deposits approved prior to 2:00 pm will be processed on the same business day. Anything approved past 5:00 pm will be processed the following business day.

Only one check per deposit can be processed through Mobile Deposit at a time.

The daily limit is $3,500.00.

We can accept most types of checks with Mobile Deposit. We cannot accept the following types: COMDATA Checks, Traveler’s Cheques, non-U.S. (Foreign) Checks or Converted Checks.

Take a picture of the entire check (front and back) using a dark, solid background in a well-lit area, making sure the digits on the bottom of the check are visible.

  • You will see the following notification of deposit status within the mobile application:
  • Deposit Accepted = Green check mark
  • Deposit Rejected = Red “X”
  • Deposit Pending = Question mark

You will see your deposit status as “Rejected” or in some cases, a Personal Banker will contact you.

The check will be deposited into the one account selected through the Mobile Deposit process.

Mobile Deposit cannot be used to make a loan payment.

Yes, the service is available 24/7.

Retain the original check for 14 days after it has posted to your account, then securely destroy it.