Letters of Credit

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A Hickory Point Bank letter of credit puts the full faith and credit of the bank behind your transaction or project, and it can be customized based on unique business circumstances. Letters of credit may be more economical than bonding, and international letters of credit can also be arranged.


  • Guarantee of specific performance or payment
  • May be used as credit enhancement for:
    • Large shipping or sales transactions
    • Infrastructure improvements
    • Utility payments
    • Self-insurance obligations
    • Environmental liabilities
    • Tax-exempt bond financing
    • And many more