Home Equity Loans

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Home Equity Loans

Unlock the potential of your home’s equity to turn your grandest dreams into tangible realities with Hickory Point Bank. Whether you’re envisioning a luxurious backyard pool, funding college tuition, consolidating debt, or embarking on that dream vacation you’ve always longed for, we understand that financial hurdles should not hinder your aspirations. Our Home Equity Loans provide a practical solution, allowing you to leverage the investment you’ve made in your home to bring your significant dreams to life.

A Home Equity Loan or Line of Credit from Hickory Point Bank is your gateway to financing big-ticket items. These loans are designed around the equity you’ve built in your home, offering a secure and affordable financing option. The value of your home serves as collateral, ensuring favorable rates and providing you with the financial flexibility to fulfill your objectives. Our commitment extends beyond just financial assistance; we offer personalized and professional service to guide you through the entire process.

Don’t let your dreams be constrained by a lack of immediate cash. Embrace the potential within your home and let Hickory Point Bank be your trusted partner in turning aspirations into reality. Explore the advantages of Home Equity Loans with us, and experience the peace of mind that comes with affordable rates, personalized attention, and a clear path towards achieving your greatest dreams.

Home Equity Line of Credit

A revolving line of credit secured by the equity in your home.

  • Access to liquidity as needed
  • Low interest rate
  • Payment flexibility
  • No out of pocket closing costs
  • Fast credit approvals
  • Potential tax advantage (consult your tax advisor for details)
  • Convenient access
  • Schedule or make payments online
  • Fixed Rate Conversion – A convenient way to convert the balance or a portion of your home equity line of credit.
    • Fixed interest rate
    • Level monthly principal and interest payments
    • Specified maturity date
    • Line availability increases as the term loan is paid down
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Home Equity Loan

A term loan secured by the equity in your home.

  • Fixed interest rate
  • Level monthly principal and interest payments
  • Long-term amortization (up to 15 years) so payments are low
  • Potential tax advantage (consult your tax advisor for details)
  • Schedule or make payments online
  • Fast credit approvals

* Consult your tax advisor.

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