Home Equity Loans
Whether you’re considering a big pool for the backyard, paying college tuition, consolidating debt or finally taking that luxurious vacation you’ve always dreamed of—don’t let a lack of cash stand in your way. Home equity loans from Hickory Point Bank are a great way to use the investment you’ve made in your home and make those big dreams a big reality. A home equity loan or line of credit is a great way to pay for big-ticket items. They are based on your equity and secured by the value of your home. They feature affordable rates and personalized, professional service.
Home Equity Line of Credit Apply Now Continue an application
A revolving line of credit secured by the equity in your home.
- Access to liquidity as needed
- Low interest rate
- Payment flexibility
- No out of pocket closing costs
- Fast credit approvals
- Potential tax advantage (consult your tax advisor for details)
- Convenient access
- Schedule or make payments online
- Fixed Rate Conversion – A convenient way to convert the balance or a portion of your home equity line of credit.
- Fixed interest rate
- Level monthly principal and interest payments
- Specified maturity date
- Line availability increases as the term loan is paid down
Home Equity Loan Apply Now
A term loan secured by the equity in your home.
- Fixed interest rate
- Level monthly principal and interest payments
- Long-term amortization (up to 15 years) so payments are low
- Potential tax advantage (consult your tax advisor for details)
- Schedule or make payments online
- Fast credit approvals
* Consult your tax advisor.
