1. Meet with your Hickory Point Bank Mortgage Lender or Apply online for pre-qualification.
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2. We provide loan disclosures.
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3. You provide all required documentation.
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4. Hickory Point Bank orders a home appraisal.
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5. We submit documents to underwriting.
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6. Underwriter reviews the loan and issues final credit decision.
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7. You set up hazard insurance.
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8. Documents are sent to the title company for signing.
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9. You sign documents at title company and pay remaining costs, if applicable.
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10. Home at Last.
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Meet The Team
With over 100 years of combined mortgage loan experience, we are ready to help you find your dream home.
Time to Refinance?
It could be a great time to refinance. Refinancing can free up cash by lowering your mortgage payment and help you pay your home off quicker.