Individual Retirement Accounts (IRA)

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You work hard for your money. Invest it wisely with an IRA from HPB. Our IRAs allow you to save towards retirement, rewarding your efforts with competitive rates on a variety of terms. Whether you’re looking to start or to transfer an IRA from another institution, our experienced staff can help.

IRA Money Market

  • $100 minimum opening deposit and balance requirement
  • No maturity date
  • Earn a competitive, variable rate of interest
  • Interest compounds monthly
  • Make additional contributions at any time and in any amount
  • Direct deposits accepted
  • Free online banking
  • A $25 fee will be charged for any withdrawal not redeposited into another Hickory Point Bank IRA Account
  • FDIC insurance coverage up to the maximum amount permitted by law

IRA Certificate of Deposit

  • $500 minimum opening deposit and balance requirement
  • Terms from 12 months to 60 months
  • Earn a competitive interest rate
  • Interest compounds quarterly
  • Penalty may be imposed for early withdrawal
  • FDIC insurance coverage up to the maximum amount permitted by law

Check out our current rates.